Free tools and resources for independent business owners — no sign-up, no cost, no jargon. Built by Officina Systems. All calculators provide educational estimates only — not tax or financial advice.
Legal

Privacy Policy

Last updated: September 2026

1. Who We Are

IndieOwner (indieowner.com) is operated by Officina Systems. This privacy policy explains how we handle information when you visit this website. For questions, please reach us through officinasystems.com.

2. Information We Collect

Calculator inputs: All calculations on this site run entirely in your browser. Numbers you enter into any calculator are never sent to our servers and are not stored or logged anywhere by us.

Usage data: Like most websites, we collect standard server log information (IP address, browser type, pages visited, referring URL, and timestamps) through our hosting infrastructure. This data is used for security and basic analytics and is not sold.

Cookies: We use a cookie preference cookie to remember if you've accepted our cookie notice. We may use cookies for analytics and, in the future, advertising (see section 5 below).

3. How We Use Information

We use collected information to operate and improve this website, diagnose technical issues, understand how visitors use the site in aggregate, and detect abuse or security threats. We do not sell your personal data to third parties.

4. Third-Party Links

IndieOwner links to third-party tools and websites (such as Gusto, Novo, QuickBooks, and others). These sites have their own privacy policies. We are not responsible for the privacy practices or content of any external site. We may receive referral compensation if you sign up for third-party services through links on this site (currently we do not have active affiliate relationships, but this may change in the future and will be disclosed).

5. Advertising

This site does not currently display advertisements. We may serve ads through Google AdSense or similar networks in the future. If we do, Google and other ad networks may use cookies and device identifiers to show you relevant ads based on your prior browsing activity. You can opt out of personalized advertising by visiting Google's ad settings or aboutads.info.

6. Analytics

We may use analytics services to understand site usage in aggregate. Any analytics data is anonymized or pseudonymized where possible and used only to improve the site.

7. Data Retention and Security

Server log data is retained for a limited period for security purposes and then deleted. We implement reasonable technical and organizational measures to protect site data, though no internet transmission is 100% secure.

8. Your Rights

Depending on your location, you may have rights to access, correct, or delete personal data we hold. Because we collect minimal personal data and do not store calculator inputs, requests are typically straightforward. Contact us through officinasystems.com for any data-related requests.

9. Children's Privacy

This site is not directed at children under 13. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this policy from time to time. The "Last updated" date at the top of this page will reflect any changes. Continued use of this site after changes are posted constitutes acceptance of the updated policy.